What is it, and what does it offer the consumer? Sometimes referred to as a “Cadillac” or “gold plated” insurance plan, a high cost with insurance work for companies that “self insure,” meaning the firms pay for their workers .Informally, a Cadillac plan is any unusually expensive health insurance plan, usually arising in discussions of medical cost control measures in the United States. Employer sponsored health insurance is considered part of the employees compensation package, but is not taxed as wages..
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